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Best Practices

Communication and education for the Consumer-Driven Health Plan (CDHP), High Deductible Health Plan (HDHP), Health Savings Account (HSAs), and Health Reimbursement Accounts (HRAs) are the keys to a successful benefits plan.

MRCT Benefits Plus is ready to support you with employee presentations and handout material that have resulted in 20% to 80% participation.

MRCT Benefits Plus will provide material that will help:

Educate your employees about the consumer-directed healthcare offerings to make better decisions about their care and the use of the carrier’s health resources
Plan communication and integrate resources into campaigns for your employees

Both the HRA and HSA are financial solutions that are presented with the security of a HDHP.  These financial accounts are there to pay many of your employees’ healthcare costs.

These plans put your employees in control of their health with access to quality healthcare, and the right decision support tools to help change consumer behavior and lower the costs of health insurance premiums.  Some of these tools are:

Cost Effective Health and Wellness Services
The full spectrum of the medical plan coverage and services must be communicated effectively so the employee has the support needed to stay healthy.

Health Discount Programs
Information would be available for employees to know and understand how to access services, care and products without paying retail prices.

Information and Decision Support Tools
This varies widely from carrier to carrier, helping the employees to understand their benefit plan and exercise the right choices when it comes to accessing care and financing their expenses.

In addition, knowing how to access the various tools, such as:

24/7 access to health coach or advocate
Live nurse line
On-line health and wellness information
Health assessments

The CDHP offers many choices for the consumer, not just the high deductible.  Currently information is being gathered by the healthcare community to assist people in making informed decisions, but is not complete.  MRCT Benefits Plus is here to help you and your employees understand what information is available and how it impacts them and/or their dependents.

For more information on Education and Communication, please contact us at bmaher@mrctbp.com or call us at (314) 727-5522.